The way I see it, the
ONLY time this might be acceptable is if the wife's father is enormously wealthy, has no son to carry on his name (either through having had an UnGodly wife who bore him only daughters, or through his sons dying in war or by accident) and if he is unreasonably making this a condition of leaving his wealth to his son-in-law.
In this case, Colossians 3:20 applies:
Children, obey your parents in all things: for this is well pleasing unto the Lord.
So a hyphenated surname might be acceptable here - although of course, once the wife's father is dead and the funds have been transferred, the couple should revert to the husband's name.
YiC
AW